Medicare Supplement Basics
Original Medicare covers many health care services and supplies, but there are many costs it doesn’t cover. A Medigap policy is health insurance sold by private insurance companies to fill gaps in
Original Medicare coverage.
Medigap policies help pay your share (coinsurance, copayments, or deductibles) of the costs of
Medicare-covered services. Some Medigap policies cover certain costs not covered by Original Medicare
Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as Medicare supplement insurance.